By the blessing of the upright, the city is exalted, but it is overthrown by the mouth of the wicked. One who despises his neighbor is void of wisdom, but a man of understanding holds his peace. One who brings gossip betrays a confidence, but one who is of a trustworthy spirit is one who keeps a secret. Where there is no wise guidance, the nation falls, but in the multitude of counselors there is victory. He who is collateral for a stranger will suffer for it, but he who refuses pledges of collateral is secure. A gracious woman obtains honor, but violent men obtain riches.